Final Salary or Company Pensions


Release Cash from your Final Salary Pension

How It Works   /   More Information

Looking to use the new Pension Freedom Rules to access cash from your Final Salary pension? You are able to, provided you are aged 55 or over and no longer an active member. However you must first transfer the pension into a suitable personal pension plan. Once transferred, you can release the cash from your pension immediately. The first 25% of the value of your pension is TAX FREE. However any cash taken over and above the Tax Free Cash amount will be subject to income tax!

If you need to release cash from your pension complete the “I am interested” section to start your enquiry. Alternatively call us on 0800 177 7794.


If you are a deferred (no longer current) member of your ex-employers final salary pension scheme, you are able to transfer your pension to a new type of personal pension called a Flexi-Access Drawdown. This is the only way to access cash using the new pension freedoms rules from your final salary pension. Transferring a final salary pension needs specialist pension advice if it is valued over £30,000. This is Government legislation and cannot be avoided.

Why use Pensions Matter? As UK FCA Regulated Pension Advisers with the appropriate permission to transfer final salary pensions, we are able to provide the specialist transfer advice needed. We have helped ex-members of Final Salary pension schemes release their Tax Free Cash since 2007. With many pension scams being marketed, particularly online, you should only use a reputable qualified pension organisation to handle your cash release. You can check our details here: FCA_ Register. Enter our firm number of 490166 and click on “Search the Register”. Never use an organisation that is not on this register as they are not authorised to transfer pensions and are, in all likelihood, a scam. With our expert guidance and knowledge your transfer and subsequent release of your cash will be dealt with effectively, properly and efficiently.

Four Easy Steps to Release your Cash

  1. Complete the “I am Interested” section on the right side of this page and enter details of the pension you are thinking of releasing cash from on the 2nd page
  2. We request the relevant information required from your pension administrator
  3. We provide you with advice and guidance on how much cash you can release
  4. If you decide to proceed we arrange a suitable flexi access draw down pension for you and manage the transfer


This service only applies to pensions in the UK. Taking benefits early (pension release) will almost certainly reduce your pension income in retirement and is only suitable for a limited number of people and circumstances.